The legal disclaimers for this site and any related sites are displayed on individual pages on this site … and can be viewed by clicking the links in the menu bar above this message or the links at the bottom of each page.

The important information contained in these legal documents may be confusing to some … but the message is simple:  Always Seek Professional Advice from your own Attorneys, Accountants, Advisors before taking any action that may be suggested or offered by anyone related to these sites.  Also, there may be compensation paid to the owners of these sites … so there may be a conflict of interest that may exist in any recommendation or perceived recommendation or “referral”.

This message does not replace any of the terms in the legal documents posted on this site … it is simply an attempt to simplify and clarify all the “legalese”.